Author

Arnav Grover

Co-Founder & Chief Product Officer, Rovia

IIT Bombay + IIM Calcutta. Founding PM at Aspora (largest NRI fintech). 6+ years covering Indian-resident US investing, LRS compliance, Schedule FA, and ITR-2 filing for AY 2026-27.

A finance and product enthusiast, Arnav joined IIM Calcutta after his engineering at IIT Bombay. He played key roles on the early teams at Zolve and Aspora (formerly Vance) — now the largest NRI fintech in India. His experience building cross-border platforms led him to deeply understand how international investing actually works for Indian residents, and eventually to co-founding Rovia. At Vested he covers the US investing side for Indian residents: LRS compliance, US brokerage choice (Vested, IndMoney, Groww), US ETFs and individual stocks, foreign equity taxation under Section 112(1)(c), dividend withholding via DTAA Article 10, Form 67 → Form 44 transition, Schedule FA disclosure, and Black Money Act compliance. He has reviewed several hundred ITR-2 filings from Indian residents holding US equity compensation since 2020 — covering common errors like Section 111A vs 112 misclassification, Form 16 vs broker statement reconciliation, and the SBI TTBR date selection.