The Vested team
Vested is written by Shivang Badaya and Arnav Grover, co-founders of Rovia. They've built cross-border investing and fintech products for Indian residents at IIT Bombay, IIM Calcutta, JP Morgan, Aspora, and Zolve.

Shivang Badaya
Co-Founder & Chief Executive Officer, Rovia
88 posts
CFA charterholder with 10+ years across hedge funds and NRI fintech. Covers RSU taxation, equity comp, and cross-border investing for Indian residents. Ex-JP Morgan, Makrana Capital, Zolve.
- Cross-border investments
- RSU management & taxation
- ESPP and stock options (ISO/NSO)

Arnav Grover
Co-Founder & Chief Product Officer, Rovia
141 posts
IIT Bombay + IIM Calcutta. Founding PM at Aspora (largest NRI fintech). 6+ years covering Indian-resident US investing, LRS compliance, Schedule FA, and ITR-2 filing for AY 2026-27.
- Cross-border investing
- Cross-border payments
- Cross-border taxation