US Investing··2 min read
Welcome to Vested: US investing & RSUs for Indians
Vested is a publication on US investing and RSU management, written for Indian residents who deserve better than American advice.
Read post
US Investing
How Indian residents can invest in US markets — LRS, brokerages, taxes, and portfolio building.
US Investing··3 min read
The LRS explained: how Indians invest USD 250k/yr abroad
USD 250,000/yr limit. 20% TCS above ₹10 lakh. Form A2. Schedule FA. The Liberalised Remittance Scheme without the legalese.
Read post
US Investing··17 min read
How to invest in US stocks from India 2026: complete guide
End-to-end playbook for Indian residents: LRS, brokerages, taxes, costs, and the mistakes that cost the most money. No US-centric fluff.
Read post
US Investing··13 min read
LRS, TCS & Schedule FA: India's compliance trifecta
Three regulations that govern Indians investing abroad. What each requires, the deadlines, the penalties — and how to stop dreading them.
Read post
US Investing··10 min read
Vested vs INDmoney vs IBKR: best US stock platform for Indians
Honest comparison of the three viable routes for Indian residents: costs, FX markup, taxes, and which broker fits your stage.
Read post
US Investing··10 min read
7 best US ETFs for Indian investors (VOO isn't always right)
US ETFs worth holding as an Indian resident: expense ratios, dividend tax friction, and the famous picks we'd skip despite popularity.
Read post
US Investing··11 min read
US stocks tax in India: capital gains, dividends & 24-month rule
The three tax events on US stocks for Indian residents — dividend withholding, capital gains in INR, Schedule FA — with worked examples.
Read post
US Investing··10 min read
Currency risk: how rupee–dollar moves change your US returns
Every US investment is two bets: the stock and the dollar. When currency helps your returns, when it hurts, and how to size US allocation.
Read post
US Investing··10 min read
3-fund portfolio for Indian residents: US, intl & Indian equity
The simplest globally diversified portfolio for Indians: one Indian index fund, one US ETF, one international ETF. Tax-aware, low-cost.
Read post
US Investing··9 min read
Direct US stocks vs ETFs: when stock picking makes sense
Most Indians should hold ETFs, not single US stocks. The cases where direct stocks make sense — and the Indian-specific pitfalls.
Read post
US Investing··10 min read
W-8BEN form for Indians: what it does and how to file it
W-8BEN gets Indians the 25% US dividend rate instead of 30%. Letting it expire costs 5% per year forever. The complete filing walkthrough.
Read post
US Investing··10 min read
Repatriating money from US brokerages: timing, FX & tax
Bringing US investments back to India: when to repatriate, how to time FX, which Indian bank to use, and the tax events along the way.
Read post
US Investing··10 min read
PPFAS & MOSL Nasdaq vs direct US investing: which works better
PPFAS holds 35% US stocks; MOSL Nasdaq 100 tracks the NDX. When these beat the LRS route — and when direct US investing still wins.
Read post
US Investing··11 min read
NRIs returning to India: what to do with your US portfolio
Moving back to India with US stocks, RSUs, 401(k) and IRAs creates a one-time RNOR planning window that can save lakhs in tax.
Read post
US Investing··10 min read
US bonds, REITs & gold for Indian investors: worth it?
Beyond US equity: bonds, REITs, gold ETFs. The honest analysis of when each adds value for Indians, and where Indian alternatives win.
Read post