Welcome to Vested
A new publication on US investing and RSU management — written for Indian residents who deserve better than American advice.
Written for Indian residents
Practical guides on the LRS, US brokerages, RSU vesting, double-taxation relief, and reinvesting strategies — built for Indian residents earning in INR (and sometimes USD).
A new publication on US investing and RSU management — written for Indian residents who deserve better than American advice.
USD 250,000 a year. 20% TCS over ₹10 lakh. Form A2. Schedule FA. Here's the LRS without the legalese — and how to actually move money to a US brokerage.
Your employer says your RSU is worth ₹10 lakh. After perquisite tax, US withholding, and Indian capital gains, what actually lands in your account? Let's run the numbers.
The Indian resident's end-to-end playbook for buying US stocks: LRS, brokerages, taxes, costs, and the mistakes that cost the most money. No US-centric fluff.
The three pieces of regulation that govern Indian residents investing abroad. What each one actually requires, the deadlines, the penalties for getting it wrong, and how to stop dreading them.
An honest comparison of the three viable routes for Indian residents investing in US equity. Costs, FX markup, tax handling, account safety, and which one is right for you.
A list of US ETFs worth holding as an Indian resident — with the rationale, expense ratios, dividend implications under Indian tax, and the ones we would skip despite their popularity.
Every Indian US investor must navigate three tax events: dividend withholding, capital gains in INR, and Schedule FA. Here's the complete framework, with worked examples.
Vesting, taxes, withholding, repatriation, and reinvestment — the full RSU lifecycle for Indian residents employed by US-headquartered companies. Numbers, scenarios, and what to do at each stage.
Every RSU vest forces a decision. Sell shares to cover tax only? Sell all and take cash? Hold everything? Here's a framework for picking the right answer for your situation.
If you receive dividends from US stocks or RSUs as an Indian resident, you'll lose meaningful money to double taxation unless you file Form 67 correctly. Here's the complete walkthrough.
The most consequential RSU decision: sell at vest or hold for upside. The right answer depends on concentration, tax timing, and what you'll do with the cash. Here's the framework.
RSUs are awarded; ESPPs are bought. Most Indian employees underuse ESPP and don't realize how the two interact tax-wise. Here's the full picture.
Concise breakdowns on LRS, RSU taxes, US ETFs, and money moves that actually compound — straight to your inbox.
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