Calculators
Tools for cross-border investing
17 free calculators for Indian residents — RSU taxes, LRS/TCS, US capital gains, Form 67 FTC, and more. All math uses live USD/INR where applicable.
RSU & equity comp
RSU take-home calculator
Estimate INR take-home after perquisite tax, surcharge, and cess on a vesting RSU tranche.
ESPP ROI calculator
Calculate your ESPP return after the 15% discount, lookback, and Indian perquisite tax.
Stock options (NSO/ISO) calculator
Cash needed to exercise + Indian perquisite tax on the spread, plus net shares retained.
RSU concentration tracker
Project your single-stock concentration over time as RSUs vest and accumulate.
Sell-to-cover simulator
Project net shares retained after sell-to-cover for a vest, with subsequent stock-move scenarios.
Tax
LRS & TCS calculator
Compute the 20% TCS on LRS remittances above ₹10 lakh and how much actually lands at your broker.
US capital gains calculator (INR)
STCG vs LTCG, the 24-month rule, and Indian tax on US stock sales with currency conversion.
Form 67 / FTC calculator
Compute foreign tax credit available on US dividends and net Indian tax owed.
Schedule FA helper
Compute initial value, peak value, and closing balance in INR for foreign-asset disclosure.
RNOR window calculator
When does your RNOR status start and end if you return to India on a given date?
Repatriation cost calculator
Total cost of bringing US investment proceeds back to India: FX, fees, capital gains tax.
Holding period checker
Given an acquisition date, when does an asset cross the LTCG threshold for its asset class?
Old vs new tax regime (with foreign income)
Compare Indian old vs new regime tax for someone with foreign salary, dividends, or RSU income.
Investing
Planning
US ETF SIP calculator
Project a multi-year US ETF SIP corpus in INR and USD with FX drift baked in.
Currency hedge sizing calculator
How much of your long-term portfolio should be in USD assets, based on USD-flavored expenses.
Tax-loss harvesting calendar
Find dates to realize losses across your foreign-equity lots, given Indian holding-period rules.