Tag
401k
8 posts tagged 401k
- NRI Finance·
Section 89A: how returning NRIs avoid double taxation on 401(k), IRA, and foreign pension withdrawals
Section 89A lets returning NRIs defer Indian tax on foreign retirement account withdrawals until the year the amount is taxable in the foreign country....
- NRI Finance·
Turning RSUs into a retirement corpus: 401(k), backdoor and mega-backdoor Roth for US employees
Your RSUs are taxable cash flow. Here's how US employees route them into a retirement corpus — maxing the 401(k) at $24,500, the backdoor Roth, the...
- NRI Finance·
The SECURE 2.0 mandatory Roth catch-up rule for high earners in 2026
From 2026, high earners 50+ must make 401(k) catch-up contributions as Roth. Who's affected, how RSU wages trigger the rule, and how to plan.
- US Investing·
The mega-backdoor Roth: a complete guide for high earners
How high earners route after-tax 401(k) contributions into Roth up to the 2026 $72,000 limit, using RSU cash as the bridge to free up salary.
- NRI Finance·
Net Unrealized Appreciation (NUA): the employer-stock 401(k) tax break
NUA lets you tax the gain on employer stock in a 401(k) at long-term capital gains rates instead of ordinary income — when the basis is low enough to...
- NRI Finance·
What happens to your 401(k) and IRA when you return to India: the retirement account decision matrix
Complete guide to US retirement accounts for Indian residents post-return. Traditional 401(k), Traditional IRA, Roth IRA, Roth 401(k) mechanics, the...
- NRI Finance·
Moving back to India with US RSUs: the complete returning NRI playbook
The 12-month playbook for moving back to India with US RSUs, brokerage accounts, retirement plans, and US property. RNOR window strategy,...
- NRI Finance·
NRIs returning to India: what to do with your US portfolio
Moving back to India with US stocks, RSUs, 401(k) and IRAs creates a one-time RNOR planning window that can save lakhs in tax.