Tag
tax-loss-harvesting
10 posts tagged tax-loss-harvesting
- US Investing·
Why Indian investors don't need tax-loss harvesting funds (unlike US investors)
US investors use specialized TLH ETFs (DFA, Avantis) to avoid wash sale rules. Indian LRS investors can repurchase the same ETF immediately — no wash sale rule means TLH funds are unnecessary overhead. Here's the full comparison.
- RSU Management·
Wash sale rule and Indian RSU holders: what applies, what doesn't, and your actual advantage
Does the US wash sale rule apply to Indian RSU holders and LRS investors? No — and that creates a significant tax-loss harvesting advantage over your US colleagues. Here's what Indian investors can and cannot do.
- RSU Management·
Tax-loss harvesting calendar for Indian RSU holders: when to harvest, what to target, how to execute
Practical tax-loss harvesting calendar for Indian RSU holders: when to harvest before March 31, how to identify underwater lots in Fidelity/Vested/Rovia, the sell-repurchase workflow, and how to report harvested losses in ITR-2.
- US Investing·
ETF pairs for tax-loss harvesting from India: which swaps maintain exposure without wash sale risk
Specific ETF swap pairs for Indian LRS investors doing tax-loss harvesting: VOO ↔ CSPX, VTI ↔ VWRA, QQQ ↔ VGT, and more. No wash sale rule means you can repurchase immediately — but the right swap pair still matters for maintaining market exposure.
- RSU Management·
Capital loss carry-forward strategy for Indian RSU holders: building and using your loss bank
How Indian RSU holders can build and strategically deploy a capital loss carry-forward bank over 8 assessment years: which losses carry forward, timing with LTCG maturity, ITR-2 filing requirements, and a multi-year planning example.
- US Investing·
Tax-loss harvesting for Indian investors holding US stocks
How to use tax-loss harvesting on US stock holdings to offset capital gains in your Indian ITR — the 24-month LTCG rule, wash-sale absence in India, and which lots to harvest first.
- RSU Management·
RSU holders in India: why Rovia was built for you (and what it actually does)
If you hold RSUs at Fidelity, E*TRADE, Schwab, or Morgan Stanley, Rovia solves problems no other Indian investing platform addresses. Here is exactly what it does.
- RSU Management·
The RSU tax-saving playbook for US employees: harvesting, donor-advised funds, NUA and the 83(b) myth
The legitimate tax-saving plays for US employees with RSUs: tax-loss harvesting around the wash-sale rule, donating appreciated shares via a donor-advised fund, NUA on 401(k) company stock, tax-gain harvesting, and why 83(b) doesn't apply to RSUs.
- US Investing·
Tax-loss harvesting and the wash-sale rule: the complete playbook
Offset capital gains, take $3,000 of ordinary income, carry losses forward, and avoid the wash-sale traps that quietly disallow your harvest — for US investors.
- US Investing·
Direct indexing to unwind concentrated employer stock
Use a direct-indexing account to harvest losses, exclude your employer stock, and fund the diversification of a concentrated RSU position over several years.