Tag
nri
40 posts tagged nri
- NRI Finance·
UK real estate for NRIs and Indian residents: stamp duty, rental income, CGT, and IHT (2026)
Buying property in the UK as an Indian resident or NRI? This guide covers the 2% non-resident SDLT surcharge, rental income reporting in both...
- NRI Finance·
UK real estate investment: complete guide for Indian, UAE, and US residents (2026)
Buying property in London or the UK? This pillar guide covers area-by-area yields, SDLT surcharges, the buy-to-let tax squeeze, 60-day CGT filing, the...
- NRI Finance·
UAE real estate investment: complete guide for Indian, UK, and US residents (2026)
Buying property in Dubai or the UAE? This pillar guide covers freehold zones, buying costs, off-plan risks, rental yields, Golden Visa thresholds — and...
- NRI Finance·
How to close or transfer a US brokerage account when leaving the US: IBKR, E*TRADE, Schwab, Fidelity
Leaving the US for India or another country? Most US brokerages won't hold accounts for non-US residents. Here's what happens to your E*TRADE, Schwab,...
- UCITS ETF·
Best UCITS ETFs for 2026: complete ranking for global Indian investors
Comprehensive ranking of the best Ireland-domiciled UCITS ETFs for 2026 — S&P 500, global, emerging markets, bonds, and thematic. TER comparison,...
- NRI Finance·
Power of Attorney for UAE NRIs: how to manage Indian property and accounts remotely
UAE NRIs need a Power of Attorney to buy property, manage bank accounts, handle legal matters, and complete registrations in India. A complete guide to...
- NRI Finance·
NRI home loan for UAE residents: eligibility, LTV, NRE repayment and FEMA rules
UAE NRIs can get Indian home loans at up to 80% LTV. A complete guide to NRI home loan eligibility, which Indian banks offer the best rates, how to...
- NRI Finance·
Gold investing for UAE NRIs: physical, ETF, digital gold and customs rules
UAE NRIs can buy gold cheaply in Dubai but face customs limits when bringing it to India. A full guide to physical gold, gold ETFs on NSE, digital...
- NRI Finance·
Children's education fund for UAE NRIs: how to build a ₹1 crore corpus from Dubai
UAE NRIs need to build education corpuses for international schools in Dubai and university abroad or in India. A guide to education cost inflation,...
- NRI Finance·
Best Indian bank for UAE NRIs: HDFC vs ICICI vs Axis vs SBI vs Federal Bank
Comparing Indian banks for UAE NRIs: NRE FD rates, FCNR rates, digital onboarding, UAE branch presence, customer service, and SWIFT transfer costs....
- NRI Finance·
UAE NRI retirement corpus guide: EOSB, EPF, NRE FDs, UCITS ETFs, and NPS
UAE NRIs build retirement savings across multiple buckets: UAE EOSB, Indian EPF, NRE fixed deposits, equity mutual fund SIPs, UCITS ETFs on IBKR, and...
- NRI Finance·
Term insurance for UAE NRIs: Indian vs UAE policies, claim process, and coverage gaps
UAE-based Indian NRIs can buy Indian term insurance (LIC, HDFC Life, ICICI Prudential, Max Life) from the UAE. Indian policies offer larger cover at...
- NRI Finance·
PPF alternatives for UAE NRIs: NRE FDs, ELSS, NPS, and more
NRIs cannot contribute to PPF since 2018. UAE-based Indian NRIs have several alternatives: NRE fixed deposits (tax-free interest), ELSS mutual funds,...
- NRI Finance·
NRI returning to India: the complete financial blueprint for retiring rich
NRIs transferred $129 billion to India in 2024. 60% plan to return. This guide covers the complete financial blueprint: how much corpus you need, the...
- NRI Finance·
FCNR deposits and FCNR leverage for UAE NRIs: how the strategy actually works
FCNR (Foreign Currency Non-Resident) deposits let UAE NRIs park AED or USD at Indian banks with no currency risk. Loans against FCNR allow leveraged...
- NRI Finance·
Dubai property investment for NRIs: gross vs net yields, Golden Visa, and the 2026 reality check
Dubai property is marketed to NRIs on gross yields of 7–10% and a Golden Visa at AED 2M. The net yield after DLD transfer fees, service charges, and...
- NRI Finance·
DIFC Will for UAE NRIs: estate planning for Indian nationals in UAE
UAE applies Islamic inheritance law by default to Muslim and non-Muslim UAE residents. Indian nationals in UAE can register a DIFC Will through the...
- NRI Finance·
Cryptocurrency for Indians in UAE: tax, regulation, and Indian reporting
UAE has a regulated crypto framework (VARA in Dubai, ADGM in Abu Dhabi) with zero personal income tax on crypto gains. Indian nationals in UAE still...
- NRI Finance·
Beyond US, UK, Canada: 8 countries actively welcoming Indian NRIs in 2026
The traditional NRI immigration trio — US, UK, Canada — has become slower, costlier, and more uncertain. Eight countries across Europe, the Gulf, and...
- NRI Finance·
US stocks tax guide for Indians in UAE: no UAE tax, but here's what you still owe
UAE has no personal income tax — but Indians in UAE still face 30% US dividend withholding (no US-UAE tax treaty), potential Indian NRI filing...
- UCITS ETF·
Ireland-domiciled UCITS ETFs for Indians in UAE: the complete guide
UAE-based Indian NRIs face US estate tax above $60,000 in US stocks. Ireland-domiciled UCITS ETFs (CSPX, VWRA, VUSA) solve this — they give US equity...
- NRI Finance·
Moving from UAE to the US on H-1B: the complete tax transition guide
Transferring from a UAE office to the US on an H-1B? Your NRE account becomes a FBAR-reportable asset. Your Indian mutual funds become PFICs. And NRE...
- NRI Finance·
UAE NRI returning to India: the complete financial transition guide
Moving back to India after years in the UAE requires a structured financial transition. NRE accounts must be reclassified within 30 days. UAE EOSB is...
- NRI Finance·
UAE Golden Visa and Indian tax residency: what NRIs need to know
The UAE Golden Visa gives long-term UAE residency — but it does not automatically protect your Indian NRI status. The 182-day rule, India's Income Tax...
- NRI Finance·
RSU tax for Indians working in UAE: perquisite, capital gains, and what happens when you return
Working at Amazon, Microsoft, Google, Noon, or any US-listed company from UAE? Your RSU tax situation is different from India-based employees. No UAE...
- NRI Finance·
Sending money from UAE to India: the complete AED to INR remittance guide
UAE-based Indian NRIs send billions to India annually. Exchange houses (Al Ansari, LuLu, UAE Exchange) typically beat bank SWIFT rates by 10–30 paise...
- NRI Finance·
NRE and NRO accounts for UAE NRIs: the complete guide
UAE-based Indian nationals: how NRE and NRO accounts work when your income is in AED, what you can and cannot repatriate, how interest is taxed when...
- NRI Finance·
LRS and TCS for NRIs in UAE: NRE vs NRO accounts, what's different from Indian residents
Does the 20% TCS apply when an NRI in UAE invests in US stocks? The answer depends on whether you use an NRE or NRO account. Complete guide to LRS...
- NRI Finance·
Indian stocks for UAE NRIs: NRI demat account, PIS, and trading from UAE
UAE-based Indian NRIs can invest directly in Indian stocks through an NRI demat account linked to a Portfolio Investment Scheme (PIS) account....
- NRI Finance·
Indian property for UAE NRIs: buying, selling, renting, and repatriating proceeds
UAE-based Indian NRIs can buy and hold Indian property under FEMA. But selling triggers TDS of 20–30%, capital gains at 12.5% LTCG, and repatriation...
- NRI Finance·
Indian mutual funds for UAE NRIs: SIPs, capital gains, and the return-to-India tax picture
UAE-based Indian NRIs can invest in Indian mutual funds — and unlike H-1B holders in the US, there is no PFIC problem. But Indian capital gains tax,...
- NRI Finance·
Indian ITR filing for UAE NRIs: when you must file, what to disclose, and how
UAE-based Indian NRIs must file an Indian ITR if India-sourced income exceeds the basic exemption — or if they want a TDS refund. Schedule FA requires...
- NRI Finance·
India-UAE DTAA: how the double tax avoidance agreement works for NRIs
The India-UAE Double Tax Avoidance Agreement covers employment income, dividends, interest, and capital gains. Here is what it actually does for...
- NRI Finance·
IBKR UAE account setup guide: how Indians in UAE open and use Interactive Brokers
Step-by-step guide for Indian nationals in the UAE to open an Interactive Brokers account as a UAE resident. Covers account type, funding from UAE...
- NRI Finance·
EPF, gratuity, and PPF for UAE NRIs: what happens to your Indian retirement accounts
Moved to UAE from India? Your EPF balance stays in EPFO until you withdraw or transfer. Gratuity from your Indian employer is due if you served 5+...
- NRI Finance·
RNOR status for returning NRIs: the 2-year tax window explained
What Resident but Not Ordinarily Resident (RNOR) status means for returning NRIs, how long it lasts, what foreign income is exempt, and how to plan...
- NRI Finance·
US stock investing for NRIs: the complete guide for 2026
The complete playbook for NRIs investing in US stocks — no LRS, no TCS, no Indian tax on gains while abroad. Covers tax treatment across UAE,...
- NRI Finance·
US stock investing on H-1B and OPT: what changes, what doesn't, and the estate tax trap
H-1B and OPT visa holders face different US tax rules, a hidden estate tax risk on their RSU portfolios, and a key planning window before returning to...
- NRI Finance·
RSU tax for NRI: what Indian tax do you actually owe?
NRIs working abroad generally owe zero Indian tax on US RSUs. Here is the Section 5 rule, Schedule FA disclosure, RNOR transition, and when Indian tax...
- NRI Finance·
NRIs returning to India: what to do with your US portfolio
Moving back to India with US stocks, RSUs, 401(k) and IRAs creates a one-time RNOR planning window that can save lakhs in tax.