nps 80ccd tax saving india

Tax-Saving ETFs and Incremental Returns: The ELSS, NPS, and PPF Math Every Indian Investor Needs

Comprehensive analysis of how ELSS, NPS, and PPF generate incremental after-tax returns through Section 80C and 80CCD deductions: compounding the tax refund, 20-year return comparisons, when ELSS outperforms a direct UCITS ETF investment, and which instrument to choose by tax bracket and time horizon.