Tag
home-loan
5 posts tagged home-loan
- Returning NRIs·
Buying property in India after returning: Section 54F, home loans, stamp duty, and what actually changes
After the first renting year, many returning NRIs buy property. Section 54F lets you defer capital gains tax by investing in a house. Here's the full property purchase process for returning NRIs.
- US Investing·
RBI MPC October 9: rate cut on the table, what it means for your home loan and bond funds
RBI's October 9 MPC meeting has a rate cut on the table for the first time since 2020. What changes for home loan borrowers, what bond funds to position in, and what the vote split will tell you.
- Returning NRIs·
Rent or buy in Year 1? The financial case for waiting before purchasing property
The pressure to buy property immediately after returning to India is real but the financial case often favors renting for 12–18 months. Here's the math and the decision framework.
- Returning NRIs·
Rebuilding your Indian credit score after years abroad: the CIBIL guide for returning NRIs
Returning NRIs have zero or stale CIBIL scores. Here's how to rebuild fast, what lenders actually look at, and how to get a home loan approved without a 2-year India credit history.
- NRI Finance·
NRI home loan for UAE residents: eligibility, LTV, NRE repayment and FEMA rules
UAE NRIs can get Indian home loans at up to 80% LTV. A complete guide to NRI home loan eligibility, which Indian banks offer the best rates, how to...