Tag
fema
16 posts tagged fema
- Returning NRIs·
LRS after returning to India: sending money to your US accounts, the ₹25 lakh limit, and 20% TCS
After returning to India, you can still send money to the US under LRS — for investments, maintaining US accounts, or funding children's education. The ₹25 lakh annual cap and 20% TCS apply.
- Returning NRIs·
NRO account after returning to India: TDS, repatriation limits, and when to convert
Your NRO account stays active when you return. But 30% TDS on interest, a ₹1 crore repatriation cap, and Form 15CA/15CB obligations make it different from a resident savings account.
- Returning NRIs·
RBI's rules on foreign income for Indian residents: what you must repatriate and what you can keep
Indian residents earning foreign income — freelancers, RSU holders, NRIs turned ROR — must follow RBI's FEMA repatriation rules. What must come back to India, what can stay abroad, and the penalties.
- Returning NRIs·
FSDS: the Foreign Source Declaration Statement that Indian residents with overseas income must file
Indian residents with foreign-source income above prescribed limits must file an FSDS with their bank under RBI's FEMA framework. What it is, who must file, and how it connects to your ITR.
- Returning NRIs·
RFC account for returning NRIs: what it is, what goes in, and what happens to it
Your NRE account becomes RFC when you return to India. What RFC holds, how interest is taxed during RNOR vs ROR, repatriation rules, and what to do if you re-emigrate.
- Returning NRIs·
The returning NRI master guide: taxes, RSUs, and every financial decision to make before and after you land
The definitive guide for NRIs returning to India. RNOR window, RSU tax during transition, NRE/RFC account conversion, 401k planning, Schedule FA, FEMA compliance, and the exact order to do everything.
- US Investing·
India's new foreign investment rules 2026: what Indian investors holding US stocks need to know
RBI is overhauling India's foreign investment framework under FEMA 2026. Here's what the proposed changes mean for Indian residents who hold US stocks, ETFs, and RSUs — plus the complete current LRS rules and documentation requirements.
- US Investing·
How to repatriate US stock sale proceeds to India: FEMA, SWIFT, and the tax picture
Complete guide to bringing US stock sale proceeds back to India: FEMA current account rules, SWIFT transfer process, which bank to use, TDS on inward...
- NRI Finance·
NRI home loan for UAE residents: eligibility, LTV, NRE repayment and FEMA rules
UAE NRIs can get Indian home loans at up to 80% LTV. A complete guide to NRI home loan eligibility, which Indian banks offer the best rates, how to...
- NRI Finance·
UAE Golden Visa and Indian tax residency: what NRIs need to know
The UAE Golden Visa gives long-term UAE residency — but it does not automatically protect your Indian NRI status. The 182-day rule, India's Income Tax...
- NRI Finance·
NRE and NRO accounts for UAE NRIs: the complete guide
UAE-based Indian nationals: how NRE and NRO accounts work when your income is in AED, what you can and cannot repatriate, how interest is taxed when...
- NRI Finance·
US stock investing for NRIs: the complete guide for 2026
The complete playbook for NRIs investing in US stocks — no LRS, no TCS, no Indian tax on gains while abroad. Covers tax treatment across UAE,...
- US Investing·
How to repatriate money from US brokerage accounts to India: the complete 2026 guide
Step-by-step guide to bringing money back from your US brokerage account to India — how each platform handles it, the FEMA rules, what triggers tax,...
- US Investing·
GIFT City vs LRS route for US stocks: the complete guide for Indian investors (2026)
The definitive comparison of India's two routes to US stock investing — GIFT City IFSC and LRS. Covers TCS, LRS cap, capital gains tax, US estate tax,...
- US Investing·
What is LRS? Complete 2026 guide to the Liberalised Remittance Scheme
The Liberalised Remittance Scheme lets resident Indians remit up to USD 250,000 per financial year abroad under FEMA. Complete reference: limits, TCS,...
- US Investing·
LRS, TCS & Schedule FA: India's compliance trifecta
Three regulations that govern Indians investing abroad. What each requires, the deadlines, the penalties — and how to stop dreading them.