Tag
espp
6 posts tagged espp
- US Investing·
US residents with US RSUs: complete tax + strategy guide for 2026
Complete guide for US residents holding US RSUs in 2026. Vest taxation, sell-to-cover vs sell-all, holding period strategy, capital gains, ESPP qualifying vs disqualifying, AMT, NIIT, concentration risk frameworks.
- US Investing·
Tax filing season July 2026: the complete roadmap for Indian residents with US stocks, RSUs, and ESPP
The master roadmap for Indian residents filing ITR-2 for AY 2026-27 with US equity. Covers Schedule FA, Form 67 (Form 44 starts AY 2027-28), RSU attribution, capital gains under Section 112, dividend taxation, and the full sequence of what to do before July 31, 2026.
- US Investing·
NVIDIA RSU India guide: Schwab Equity Awards, the post-split cost basis, and when your equity vest exceeds your salary
Complete guide to NVIDIA RSU taxation for Indian residents. Charles Schwab Equity Awards walkthrough, 10-for-1 split cost basis adjustments, PSU appreciation at senior levels, ESPP at 15% with 6-month lookback, and 4-year worked example with INR numbers.
- US Investing·
Apple RSU India guide: semi-annual vests, ESPP at 15% with 6-month lookback, and the cleanest equity calendar in the cohort
Complete guide to Apple RSU taxation for Indian residents. Semi-annual vesting, the AAPL ESPP at 15% discount with 6-month lookback (the most generous in the cohort), quarterly dividend FTC, Performance RSUs, and 4-year worked example with INR numbers.
- US Investing·
Microsoft RSU India guide: On-Hire grants, Annual Stock Awards, ESPP at 10%, and the densest vest calendar in tech
Complete guide to Microsoft Stock Awards taxation for Indian residents. On-Hire grants + Annual Stock Awards stacking, Morgan Stanley StockPlan Connect, MSFT ESPP at 10% discount, quarterly dividend FTC, and 5-year worked example with INR numbers.
- RSU Management·
ESPP vs RSU for Indians: how to think about both
RSUs are awarded; ESPPs are bought at a discount. Most Indians underuse ESPP. The full picture, with worked tax math for Indian residents.