Tag
banking
2 posts tagged banking
- NRI Finance·
RFC account for returning NRIs: what it is, what goes in, and what happens to it
Your NRE account becomes RFC when you return to India. What RFC holds, how interest is taxed during RNOR vs ROR, repatriation rules, and what to do if you re-emigrate.
- NRI Finance·
Rebuilding your Indian credit score after years abroad: the CIBIL guide for returning NRIs
Returning NRIs have zero or stale CIBIL scores. Here's how to rebuild fast, what lenders actually look at, and how to get a home loan approved without a 2-year India credit history.