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      <news:title>NPS for returning NRIs: opening an account, tax benefits, and how it fits your retirement plan</news:title>
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      <news:title>Driving license after returning to India: converting your US license and getting an Indian DL</news:title>
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        <news:name>Vested</news:name>
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      <news:title>Opening a demat account after returning to India: Zerodha, Groww, CDSL, KYC and your first Indian stock trade</news:title>
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      <news:title>Customs and baggage rules when returning to India: Transfer of Residence, duty-free limits, and shipping your goods</news:title>
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      <news:title>Cost of living in Indian metros for returning NRIs: Bengaluru vs Mumbai vs Delhi vs Hyderabad vs Pune</news:title>
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      <news:title>FSDS: the Foreign Source Declaration Statement that Indian residents with overseas income must file</news:title>
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        <news:name>Vested</news:name>
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      <news:publication_date>2026-10-03T00:00:00.000Z</news:publication_date>
      <news:title>Keeping your US brokerage account after returning to India: PFIC trap, Schedule FA, and what to sell</news:title>
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      <news:title>September jobs miss: what it means for your RSU advance tax and LRS plan</news:title>
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    <loc>https://vested.blog/posts/section-89a-401k-ira-returning-nri-guide</loc>
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      <news:title>Section 89A and your 401k/IRA after returning to India: the complete guide</news:title>
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      <news:title>RFC account for returning NRIs: what it is, what goes in, and what happens to it</news:title>
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      <news:title>Rent or buy in Year 1? The financial case for waiting before purchasing property</news:title>
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      <news:title>The returning NRI master guide: taxes, RSUs, and every financial decision to make before and after you land</news:title>
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    <loc>https://vested.blog/posts/returning-nri-cibil-credit-score-rebuild</loc>
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      <news:title>FOMC Minutes October 7: what Indian investors should watch for</news:title>
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    <loc>https://vested.blog/posts/sebi-pms-new-rules-2026-what-changed</loc>
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      <news:publication_date>2026-09-26T00:00:00.000Z</news:publication_date>
      <news:title>SEBI&apos;s new PMS rules: what changed on September 24, 2026</news:title>
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      <news:publication_date>2026-09-24T00:00:00.000Z</news:publication_date>
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